Festive offers 2024 on loans, FDs, credit card spends: ICICI Bank, SBI, Axis Bank, Union Bank of India, Canara Bank, Bank of India

The festive season is approaching, with upcoming festivities like Navratri, Durga Puja, Dussehra, Diwali, and Bhai Dooj just around the corner. And like every year, leading banks are rolling out special deals on deposits, home loans, and other financial products. While state-owned banks have already begun promoting their offerings, private banks are also gearing up to unveil their deals and promotions for the festive season. Banks typically experience a significant surge in business, particularly in the retail segment, which includes housing loans, vehicle loans, and personal loans, during the festive seasons.

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Here is a look at some of the festive season deals announced by top banks in India.

ICICI Bank’s annual Festive Bonanza is back with an array of attractive deals on big brands across electronics, mobiles, fashion, jewellery, furniture, travel, e-commerce and dining. “Customers of the Bank can avail of these offers and get discounts of up to Rs 40,000, by using their credit/debit cards, internet banking, cardless EMI and consumer finance. They can also choose to avail the benefit of no cost EMI by using their credit/debit cards,” stated an ICICI Bank press release.

ICICI Bank offers special deals on iPhone 16 and other Apple products

ICICI Bank announced that it offers its customers an instant cashback on Apple products and an opportunity to own the latest iPhone with affordable monthly payment.
Customers of ICICI Bank can take advantage of this offer to receive instant cashback of up to Rs 5,000 on credit card and EMI purchases made on an iPhone 16 using credit and debit cards. They receive an instant cashback of up to Rs 1,500 on AirPods and up to Rs 2,500 on Apple Watches. This deal will expire on December 31, 2024.

ICICI Bank credit card customers get the exclusive opportunity to register for Apple’s ‘iPhone for Life’ program. Customers can pay for various iPhone models in 24-month interest-free installments starting at ?2,497, with a guaranteed buyback option for their previous iPhone when upgrading to a new one. This offer is applicable for the iPhone 16 Pro Max, iPhone 16 Pro, iPhone 16 Plus, and iPhone 16.

Home loan starting at 8.35% based on your cibil score. This rate is valid for any quantum of loan- that is there is no upper limit for Union Home Loan. Waiver of legal and valuation charges upto Rs 10000 for takeover of Home Loans from other Financial Institutions. There is no prepayment penalty. 90% of agreement value is funded subject to LTV norms. Moratorium period of upto 36 months for construction and upto 48 months for composite loans. Festival Offer is Zero Processing Charges.Axis Bank, today announced the launch of ‘Dil Se Open Celebrations’, offering deals and discounts across e-commerce, lifestyle, electronics, travel, dining and groceries through the Bank’s cards. Apart from these offers, additional cashback benefits can be obtained across 50+ favourite brands and top Indian e-commerce players via the Bank’s Grab Deals platform
Customers can enjoy up to 25% discount on leading brands for Shopping (Amazon, Flipkart, Max Fashion, Myntra, Tira, VERO MODA), Electronics (IFB, Motorola, Reliance Digital, Samsung, Xiaomi), Luxury lifestyle (COACH, HUGO BOSS, Michael Kors, TUMI), Dining & Grocery (Blinkit, EazyDiner, Swiggy) and many more across segments. Customers can avail instant savings through travel partners like Cleartrip, Cathay Pacific, MakeMyTrip, Paytm Flights and Yatra. For ease of payment and flexibility, customers can also avail some of these offers using attractive EMI plans.AU Small Finance Bank (AU SFB) has launched its biggest shopping festival of the year – ‘AU Heart to Cart’. Running from 3rd October to 3rd November 2024, this month-long festive campaign offers exclusive deals across banking services and shopping categories, going beyond just card-based benefits.
With leading brands participating, ‘AU Heart to Cart’ caters to every shopping need including:

• Electronics enthusiasts can save up to Rs. 7,500 on gadgets and devices from brands like Croma, Realme, Reliance Digital, Vijay Sales, and vivo.
• Travelers can enjoy up to 20% off on flights, hotels, and bus tickets through platforms like Adani One, Cleartrip, EaseMyTrip, Goibibo, ixigo, MakeMyTrip, Paytm Flights, and Yatra.
• Movie buffs can enjoy up to 50% off on tickets through BookMyShow, PVR INOX, and Paytm Movies.
• Food enthusiasts can relish savings of up to 15% at their favorite restaurants via EazyDiner, Swiggy, and Zomato.
• For Fashion lovers, the campaign offers up to 10% off on apparel from AJIO, Tata CLiQ, and Tira.
• Jewellery shoppers can earn Amazon gift vouchers worth up to Rs. 25,000 in this festive campaign
• Grocery buyers can save up to 10% on essentials from BigBasket, Blinkit, Flipkart Wholesale, Swiggy Instamart, and Zepto.

• SBI 10% instant discount on Amazon using SBI Debit Card

The deal is available from September 27, 2024 to October 9, 2024. In addition, the bank is offering instant discounts of up to Rs 10,000 on Apple items. Other brands that the bank is offering discounts on are Haier, Bosch, HP, LG, and others, as per the website.

The bank is offering waiver on processing fee and concessional interest rate on car loan, gold loan, personal loan, loan against mutual funds.

Canara Bank offers attractive interest rate on Home Loans, Gold Loans, and Vehicle Loans. Embrace the joy of the season with Canara Bank. Canara bank home loan starts from 8.40% and vehicle loan 8.70% and gold loan. There is zero documentation and processing charges. As a Festive Season Gift to its Customers, Bank of India, one of the leading public sector banks in India, has introduced a Special 400 Days Retail Term Deposit in amount bucket of less than Rs.3.00 Crs at a very attractive rate of interest of 8.10% p.a. for Super Senior Citizen, 7.95% for Senior Citizen & 7.45% for other customers under Non-callable* deposits (*for deposit above Rs.1.00 crore).

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