Insurance companies are considering air quality into accoun

Insurance companies are considering air quality into account..!?

Are insurance companies going to reveal something shocking soon? Recently, it has been known that air quality has deteriorated, especially in the national capital. In november and december last year, breathing air in delhi was equivalent to smoking more than 40 cigarettes in a day. Comments were heard that it could pose serious health risks, especially for children, the elderly, and those with respiratory and heart diseases.
Responding to these circumstances on the day, Anurag Agarwal, Dean of Biosciences and health Research at Ashoka University, said that the deadly smog is harming the lungs of every citizen in Delhi. In this context, it seems that insurance companies are now considering air quality as well!

Yes… It is known that insurance companies usually take into account factors such as age, weight, diseases, habits, etc. while issuing health insurance. However, Reuters news agency has stated that insurance companies are now considering air quality as well. Especially when the air quality in the national capital delhi is at its lowest, and the situation is getting worse with the arrival of the winter season, the idea of insurance companies thinking like this has now gone viral. If this happens, it is said that health insurance premiums will increase for Delhiites.
It is said that various insurance companies are currently discussing this issue. After that, permission will have to be taken from the Insurance Regulatory and Development Authority of india (IRDAI). If that happens, this will be the first time that health insurance premiums will be decided taking air quality into account. Meanwhile, it is said that the number of people admitted to hospitals has increased due to the recent deterioration of air quality in Delhi. Statistics show that the number of people using health insurance for this purpose has increased by 8 percent in 2025 compared to the 2023 financial year.
It is said that in this context, the respective insurance companies are also considering taking air quality into account. And whether the Insurance Regulatory and Development Authority of india will allow this or not has now become interesting.

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