Speaking at the Thairath Forum 2025: The Next New Economy seminar on October 27, Ekniti said the government plans to use around 20 billion baht remaining from the Financial Institutions Development Fund to purchase non-performing loans (NPLs) from banks and non-bank lenders to help small borrowers.
The purchases will be carried out through Sukhumvit Asset Management (SAM), as setting up a new asset management company would take time. This initiative aims to restructure debt by extending payment periods and reducing both principal and interest rates based on borrowers’ repayment capacity.
The Finance Ministry will work with the National Credit Bureau (NCB) and banks to promote information-based lending to support household debt recovery, using the Ari Score to assess borrowers’ financial discipline and potential.
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