Star Health Insurance covers 30 lakh senior citizens, settles claims worth over Rs 11,500 crore

Star Health Insurance has marked a major milestone on the occasion of World Senior Citizens Day, announcing that it has successfully provided health insurance coverage to over 30 lakh senior citizens and settled claims worth more than ₹11,500 crore over the past 18 years. As India’s largest standalone health insurance provider, the company has positioned itself as a trusted partner in senior healthcare by ensuring financial protection and access to quality medical services for millions of elderly individuals across the country.

At the heart of this achievement is the Senior Citizen Red Carpet Policy, which was launched in 2007 as the industry’s first dedicated health insurance plan for individuals aged 60 and above. This flagship product has been instrumental in addressing the specific healthcare needs of older adults at a time when more than 11 percent of India’s population comprises senior citizens. The Red Carpet Policy has not only given seniors comprehensive protection but also the confidence of lifelong coverage during their later years, when medical requirements tend to be more complex and frequent.

Over the years, Star Health has expanded its offerings for senior citizens through a wide range of products including Star Health Assure, Star Health Super Star, Star Comprehensive Insurance and Star Family Health Optima. The company has also introduced value-added services such as the Elder Care program available under Star Flexi, which goes beyond financial protection to offer holistic support for the elderly. This program includes services for medical emergencies, routine healthcare needs, daily assistance, concierge support and even engaging social activities, highlighting a shift from just coverage to complete elder wellness.

The claims handled by Star Health for senior citizens span a broad spectrum, from planned surgeries and chronic illness treatments to emergency hospitalisations, reflecting the diverse healthcare challenges that older adults face. With a robust network of over 14,500 hospitals offering cashless treatment and a simplified onboarding process, the company has made access to healthcare easier for seniors across both metropolitan cities and smaller towns.

In a country where a significant portion of the elderly population lives with chronic conditions and faces rising healthcare costs, Star Health’s plans offer more than just reimbursement of expenses. The policies are designed with flexible sum insured options and a comprehensive set of benefits, such as anywhere cashless facilities, outpatient consultations, post-hospitalisation support and home healthcare services. The inclusion of home-based medical care like doctor visits, physiotherapy and nursing assistance is especially relevant today, as it ensures continuity of treatment and recovery in the comfort of one’s home, reducing the stress of frequent hospital visits.

By providing financial security along with innovative healthcare solutions, Star Health Insurance has emerged as a leader in senior citizen health protection. Its consistent focus on empowering seniors through customised plans, easy accessibility and lifelong benefits has made a meaningful difference in the lives of millions of elderly Indians. On World Senior Citizens Day, this milestone stands as a testament to the company’s commitment to safeguarding the health and dignity of India’s ageing population.

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